You have commercial insurance to be covered in case you get sued. However, what happens if the person suing you is as in the wrong as they can be? It is common for some unscrupulous people to attempt a money-making scheme where they pretend to have an accident at someone’s place of business and sue them. They spill some liquid or drop small objects on the floor and pretend to fall over it. There are ways to protect your business against this kind of fraud.

Know It When You See It

The first step to avoid being taken by a falling fraudster is to recognize the signs of a fake injury claim. When someone is genuinely hurt, their first instinct is to treat the injury. If they want to skip right to blaming you, something’s up. Failure to provide medical records is also pretty fishy. It also looks bad if they’ve sued someone for similar reasons in the recent past. They may know where all your surveillance cameras are and deliberately act just out of their sight. There is plenty of video surveillance, some of it hidden. Don’t be fooled by eyewitnesses. They could be in cahoots with the tripper. Tell your insurance company if you suspect a fraudulent claim is being made against you. They will work with you against this.

Contact August Vincent Insurance Agency in Crystal Lake

If you need commercial insurance in the Crystal Lake, IL, area, please contact August Vincent Insurance Agency. Our well-versed and considerate agents are dedicated to finding you the best policy.